> For the complete documentation index, see [llms.txt](https://docs.primestaking.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.primestaking.xyz/products/xdc-liquid-staking/multichain-opportunities.md).

# Multichain psXDC: DeFi Opportunities

Bridging psXDC is not just about moving tokens — it turns your staked XDC into **productive collateral** on other ecosystems while it keeps earning XDC staking rewards underneath. This page lists what is live today and how the yield stacks.

{% hint style="info" %}
psXDC is the same asset everywhere: one canonical supply, locked 1:1 on XDC, minted at the same address `0x98D916F5773Ac0482b49856f2659d6c32114C4Ba` on Base, Arbitrum, BNB Chain, and HyperEVM. See [Bridge psXDC](/products/xdc-liquid-staking/bridge.md) for how to move it.
{% endhint %}

## Live today: lend and borrow on PrimeFi (Base & HyperEVM)

psXDC is listed as **collateral** on [PrimeFi](https://primefi.xyz), the Aave-style money market, on both **Base** and **HyperEVM**.

What that unlocks:

* **Supply psXDC, earn supply APY** on top of the XDC staking yield already accruing inside the token. Two yields, one asset.
* **Borrow against your stake without unstaking.** Supply psXDC as collateral and borrow stablecoins or other listed assets — keep your XDC staking exposure and rewards while freeing liquidity for anything else.
* **No lock-up interaction.** Withdrawing supplied psXDC from PrimeFi is instant (subject to pool utilisation); your underlying stake on XDC is never touched.

How psXDC is priced there: PrimeFi consumes an XDC/USD feed and treats psXDC conservatively at the XDC price. Because the psXDC redemption rate only grows, your collateral is if anything slightly *under*-valued — a safety margin, not a risk. The on-chain [psXDC rate oracle](/products/xdc-liquid-staking/psxdc-rate-oracle.md) is available for integrators who want to credit the full redemption value.

{% hint style="warning" %}
**Borrowing carries liquidation risk.** Collateral parameters (LTV, liquidation threshold and bonus) are set by PrimeFi and shown live in the PrimeFi app — always size loans against those numbers, not this page. Start conservative; borrowing stablecoins against a yield-bearing asset is a strategy, not free money.
{% endhint %}

### The yield stack, concretely

| Layer                  | Source                      | Where it shows up                                                                 |
| ---------------------- | --------------------------- | --------------------------------------------------------------------------------- |
| \~5.5% APY XDC staking | validator rewards on XDC    | psXDC redemption rate (steps up when the network pays monthly masternode rewards) |
| Supply APY             | PrimeFi lenders' market     | claimable on PrimeFi                                                              |
| Borrowed capital       | whatever you deploy it into | your strategy                                                                     |

Example: bridge psXDC to Base → supply on PrimeFi → borrow a stablecoin at a conservative loan-to-value → deploy the stablecoin (LP, yield, or simply hold as dry powder). Your XDC stake keeps compounding the entire time, and you can unwind any moment: repay → withdraw → bridge back → unstake or sell on [Spot](/products/dex-liquidity.md).

## Also available on every destination chain

* **Hold & transfer** — psXDC is a plain ERC-20 on Base, Arbitrum, BNB Chain, and HyperEVM. Self-custody it, move it between your own wallets, or pay another psXDC holder, all with the yield still accruing.
* **DEX liquidity** — anyone can seed a psXDC pair on a destination-chain DEX. Pricing helpers can read the [psXDC rate oracle](/products/xdc-liquid-staking/psxdc-rate-oracle.md) (same address on every chain: `0x2927630dfDd66433DbA9370b316EF5a8408d5dD2`).

## For protocols who want to integrate psXDC

Money markets, DEXes, and vaults on any of the four destination chains can list psXDC with two addresses and one page of reading:

* Token (all chains): `0x98D916F5773Ac0482b49856f2659d6c32114C4Ba`
* Rate oracle, Chainlink `AggregatorV3Interface`, answer = XDC per psXDC, 18 decimals (all chains): `0x2927630dfDd66433DbA9370b316EF5a8408d5dD2`
* Integrator guide: [psXDC Rate Oracle](/products/xdc-liquid-staking/psxdc-rate-oracle.md)

The oracle is monotonic, step-capped, and refreshed daily — designed specifically so lending protocols can treat psXDC like a wstETH-class liquid-staking collateral.

## Where the yield ultimately comes from

Nothing on this page changes how rewards are generated: XDC validator rewards flow into the vault on XDC and raise the psXDC share price ([how rewards work](/products/xdc-liquid-staking/xdc-staking-rewards.md)). Bridging, lending, and LP-ing are layers *on top* of that base yield — every bridged psXDC remains a claim on the same appreciating vault share, redeemable the moment it returns to XDC.