Multichain psXDC: DeFi Opportunities

Bridging psXDC is not just about moving tokens — it turns your staked XDC into productive collateral on other ecosystems while it keeps earning XDC staking rewards underneath. This page lists what is live today and how the yield stacks.

psXDC is the same asset everywhere: one canonical supply, locked 1:1 on XDC, minted at the same address 0x98D916F5773Ac0482b49856f2659d6c32114C4Ba on Base, Arbitrum, BNB Chain, and HyperEVM. See Bridge psXDC for how to move it.

Live today: lend and borrow on PrimeFi (Base & HyperEVM)

psXDC is listed as collateral on PrimeFi, the Aave-style money market, on both Base and HyperEVM.

What that unlocks:

• Supply psXDC, earn supply APY on top of the XDC staking yield already accruing inside the token. Two yields, one asset.

• Borrow against your stake without unstaking. Supply psXDC as collateral and borrow stablecoins or other listed assets — keep your XDC staking exposure and rewards while freeing liquidity for anything else.

• No lock-up interaction. Withdrawing supplied psXDC from PrimeFi is instant (subject to pool utilisation); your underlying stake on XDC is never touched.

How psXDC is priced there: PrimeFi consumes an XDC/USD feed and treats psXDC conservatively at the XDC price. Because the psXDC redemption rate only grows, your collateral is if anything slightly under-valued — a safety margin, not a risk. The on-chain psXDC rate oracle is available for integrators who want to credit the full redemption value.

Borrowing carries liquidation risk. Collateral parameters (LTV, liquidation threshold and bonus) are set by PrimeFi and shown live in the PrimeFi app — always size loans against those numbers, not this page. Start conservative; borrowing stablecoins against a yield-bearing asset is a strategy, not free money.

The yield stack, concretely

Layer	Source	Where it shows up
~4.5% APY XDC staking	validator rewards on XDC	psXDC redemption rate (rises daily)
Supply APY	PrimeFi lenders' market	claimable on PrimeFi
Borrowed capital	whatever you deploy it into	your strategy

Example: bridge psXDC to Base → supply on PrimeFi → borrow a stablecoin at a conservative loan-to-value → deploy the stablecoin (LP, yield, or simply hold as dry powder). Your XDC stake keeps compounding the entire time, and you can unwind any moment: repay → withdraw → bridge back → unstake or sell on Spot.

Also available on every destination chain

• Hold & transfer — psXDC is a plain ERC-20 on Base, Arbitrum, BNB Chain, and HyperEVM. Self-custody it, move it between your own wallets, or pay another psXDC holder, all with the yield still accruing.

• DEX liquidity — anyone can seed a psXDC pair on a destination-chain DEX. Pricing helpers can read the psXDC rate oracle (same address on every chain: 0x2927630dfDd66433DbA9370b316EF5a8408d5dD2).

For protocols who want to integrate psXDC

Money markets, DEXes, and vaults on any of the four destination chains can list psXDC with two addresses and one page of reading:

• Token (all chains): 0x98D916F5773Ac0482b49856f2659d6c32114C4Ba

• Rate oracle, Chainlink AggregatorV3Interface, answer = XDC per psXDC, 18 decimals (all chains): 0x2927630dfDd66433DbA9370b316EF5a8408d5dD2

• Integrator guide: psXDC Rate Oracle

The oracle is monotonic, step-capped, and refreshed daily — designed specifically so lending protocols can treat psXDC like a wstETH-class liquid-staking collateral.

Where the yield ultimately comes from

Nothing on this page changes how rewards are generated: XDC validator rewards flow into the vault on XDC and raise the psXDC share price (how rewards work). Bridging, lending, and LP-ing are layers on top of that base yield — every bridged psXDC remains a claim on the same appreciating vault share, redeemable the moment it returns to XDC.